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Remember the silly telephone game we all used to play: secretly pass a phrase around a circle by whispering into the ear next to you and see if it came around correctly? I don't know about you, but I never heard a phrase survive that gauntlet.The more members of the circle, the more the phrase was butchered. Remember when the last person in the circle said the phrase out loud and everyone gasped, "WHHHAAATTT? Shocked, amazed and confounded at what "came out" of the circle?

 In many respects our own history, as well as our collective history is the same. We remember what we want to. We tell the story the way we think we heard it.

Take a minute to imagine:   

You are in a dirty, cold place. You didn't know enough about sanitation so you are infested with all kinds of critters and parasites. Your clothes are thread bare. There are holes in your shoes, and nothing much to eat. The harsh living conditions have claimed many of your loved ones and friends. You are sure that you will be following them to the grave shortly. Your mind keeps drifting back to past times when you were surviving, when life was "better". What were you thinking to get in that ship anyway? Damn! You should have listened to your mother! You should have stayed on that crummy piece of dirt that you didn't own but were going to spend the rest of your life toiling on. There are many reasons to despair, you don't know the land, and you don't know how to be successful in your hunting or farming. You KNOW you don't know. You might even be wondering for what sins is God punishing you. You might be praying to this God for relief, for an intercession, for a miracle.   In the midst of this you are introduced to someone who is living in the SAME place as you--yet is having a completely different experience. They are happy and healthy. They are well-fed, they prosper. The cold doesn't put them asunder and they certainly have enough to share. You fall to your knees upon seeing the bounty of a dozen stalks of corn and a bird and some flat bread. The same food you would have turned your nose up to (we feed corn to the pigs after all) a year ago, is now the most delicious food you ever tasted. Your belly actually hurts when you eat because it was so empty--but you eat anyway--joyfully, thankfully. Giving thanks becomes important to you. You understand the "loft" of gratitude. It makes any circumstance transform. It transforms you.

This isn't the Thanksgiving story from my childhood. Mine was funny construction paper pilgrim hats, and Indian headbands--with enough eau de glue to make an entire class high as a kite.  It was gaggles and gaggles of people, days of cooking, planned excursions into the kitchen to pilfer the desserts (they were always made first!). When it came time to eat, we each took turns expressing gratitude. I always heard the tried and true thanks for family, friends, life, and love from the adults. The children were more direct, "my new horse, my new bike, my get the drift. My grandfather used to call us kids "soft". We certainly had no idea how "hard" life could be, and we had no sense of the story of the pilgrims.  How could we? We had always had plenty, never knew starvation and all of our problems were the kind you wanted to have.

The intercession the pilgrims experienced might be where the first "when I was a kid........" stories originated! Parents have been trying to top that story for hundreds of years--but none come close. Why?

Unlike all of the other, "when I was a kid" stories, the Thanksgiving story puts us amidst a Universal TruthThe Mind can only serve one Master, either gratitude or despair--but not both.

What is your most important prosperity organ?  Your brain! Your choice to be grateful for the gifts you receive--even if the gifts appear humble.

In my ezene last month, I received many responses about journaling. (You can read it here) One journal I ask my clients to keep is the gratitude journal. I am grateful to once again be reminding you of the "rising above"  the state of gratitude brings. Gratitude helps us keep from playing that silly game of "telephone" in our heads. The way we keep telling our self the story of our "story", again and again.........twisting it, obscuring it, and by so doing, placing our self at the mercy of it.


Imagine for a moment you are that pilgrim:

 You realize that if you are a good student, you too can be at peace and one with your new home--just like with your new found neighbor. When the ship comes again, with fresh supplies and more people, you have your chance to return--but you know you will not be happy to return to that old survival mode in your old home. While life here may appear to be harsh--it has promise, opportunity and you now are changed: open and willing to receive the gifts of the Universe, willing to be a good student, willing to Prosper. While everything on the outside had remained the same, gratitude for what you have received has radically altered the landscape of your life.


In our own way, each of us is replaying this Thanksgiving story.  We say goodbye to old situations and circumstances--set sail for the "better life" and encounter hardship along the way.

If you are in the position right now that you feel you need that intercession or that miracle, remember they do happen. Give up your notion you know what the miracle looks like, act like or should be like. What if those pilgrims, said "no" to the Indians because they were expecting the ship to save them?


If you have been on cruise control, lying low, feeling good--remember we all need to take rest, because the top of one mountain is the bottom of another. I have learned there are some angels whose only job is to make certain you do not get too comfortable and miss your life. If you feel the gentle tapping of the angels, listen to it. Don't make them put a boot up your *ss.

I have a client who knew the answer to a question I asked, but said, "I don't know". I reminded the client they did know, and not owning what you know, keeps you where you are. You know, getting more of what it is you do not want. It was hard, but they owned it, all of it. Shortly after that session I received an ecstatic phone call detailing the amount of business they had been given in the last week--more than the previous 6 months.

The Universe always works this way. It is always willing, wanting and capable to give--"pressing down into us for good measure" what we are capable of receiving. The Universe needs us to be the kind of person that can hold the gifts sent our way.


If you have been "hanging-in there"; waiting for something to go wrong and fearful of your future, spend the holiday counting your blessings and then counting them again. A Universal Truth: we are only given what we can handle.


If you are not where you want to be, then ask yourself, "What do I know that I am not owning?  What is it I am trying to pretend I don't know?"


If you have it good right now, be thankful!  And invite others to join you, sharing in your bounty. Remember your invitation for others to join you in being a good receiver is a beautiful gift. How we wear our happiness and prosperity can be a healing balm to those in need, or a beacon of light to call others higher.

I invite you to join me this Thanksgiving to practice what we know. As we commit to compassionate accountability for our selves, we will not "should" our self or feel guilty if we take a mis-step. We will simply affirm our willingness to be good receivers. Responsible containers for the good Divine Universal Source Energy is always sending.We affirm the gift of thanks is made manifest in our lives. Always.





May we be ever so humble to receive the blessings of the Universe.

May we use what we are given gratefully.

May we share what we are given lovingly.

May we all be Peace, share Peace, and receive Peace.




December 5th: Rejoicing During the Holidays, Part I. A one hour group coaching call (open to everyone) to keep you tuned up and tuned in to the reason for the season. If you want to experience the holiday's in a completely different way than previous holidays; or if you desire to move your experience from stress to celebration--gift yourself with this time to affirm and practice what we know! This call is at 12 noon--and is recorded if you happen to miss it--you can listen later.

Dec.12th: Rejoicing During the Holidays Part II.12 Noon EST--recorded for later listening if you miss it.

Dec 19th: Rejoicing During the Holidays. Part III.12 noon EST Recorded for later listening if you miss it.



Money Master MIND MONTH!!!

Sign up for a daily email blast to get your 2009 where you want it. It is free! 30 days of specific reminders to boot your mind and thoughts to work with the Divine Universal Flow of good that is always ready and willing to come to you. (email with subject heading Sign me up Money Master Mind)

January 16th-25th:

Inaugural fever! Dr. Monroy is heading to Washington DC with her family and witnessing history.

January 27th:

Tele class:  Law of Attraction: You get what you think about--weather you like it or not!! Even if you are a beginner in this subject area--sign up for this class. If you have read "the Secret" and other various materials like it--you NEED this class.







To Register or inquire about any of the above events or classes; or if you have any questions or comments for Dr. Karen, please e-mail her at:


May the sun bring you new energy by day,


 May the moon softly restore you by night,


May the rain wash away your worries,


May the breeze blow new strength into your being,


May you walk gently through the world and know its beauty all the days of your life.


Apache Blessing

Dr. Karen Monroy holds a PhD. in psychology, and a Masters Degree in Economics and Business.

"I teach, write, and guide clients to Sustainable Prosperity." says Dr. Monroy, who is a pioneer in the field of Spiritual Psychology, and Nuero-economics. 

Dr. Monroy explains to clients the structure of their minds--from a neurological, psychological and spiritual perspective clients learn to work WITH their own nature, not AGAINST their nature.

Dr. Monroy teaches Money IQ Skills, Money EQ skills and a spiritual basis for moving through the world of form.  Dr. Monroy believes all of us learn about these concepts in the world of form (or Earth School as she calls it) as one aspect of our spiritual path.

Dr. Monroy is also the author of two upcoming books: Mommy, What is Rich?, and Expanding your Money IQ-- Spiritual and Emotional Intelligence for Earth School.

Upcoming events:

Financial Boot Camp for Teens!

This class gives teens concepts of  "hard money skills" and emotional skills to deal with money. We meet for three sessions to examine how ideas from our family of origin, society and culture  influence decision making and thoughts about money.

The workshop is SOLD OUT!

Click here to be put on the waiting list for a new class.


 Expanding Your Money IQ Reads:

Predictably Irrational: The Hidden Forces That Shape Our Decisions

As you may recall much of my ezene last month talked about how irrational folks are when it comes to money. Predictably so it turns out. An interesting discussion of what keeps us from acting in our own collective best interests.


Persuasive Technology: Using Computers to Change What We Think and Do...

I can tell you our brain is hard-wired a certain way--yet like all open systems, it is always evolving and changing. I have seen some scary changes (ADD/AHDD) I have always suspected were due to our current use of technology. This is a "for the better discussion" and while growing and evolving is essential to our journey--there is a shadow to technology and it's persistent use.



The Five Dysfunctions of a Team: A Leadership Fable [Hardcover]  by Lencioni

Do you have a team around you? You need to check out this book.


Biomimicry: Innovation Inspired by Nature [Paperback]  by Benyus, Janine M.

 Nature is a wonderful metaphor for much of the teaching I do with my clients. I was fascinated by the inninnovative side of mimicking nature and it's bounty in the realm of industry.I am reminded of the native American Indian teaching: whenever you encounter a poison in the forest--the antidote is not far away.


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