Karen Monroy's Blog
A Blog About Life and Stuff that Happens

Practical Application Working with the Energy of Money

I had noticed a member of my technical support team was not her usual self. Amy was curt, and ill tempered. After a short period of time I inquired if everything was okay.

Amy’s answer concerned banks, and I knew instantly from key words Amy used, she was  in the throws of trying to get a modification of her mortgage.

It gave me pause, as I am a wizard when it comes to knowing about financial systems and their intricate workings. These workings are the details of ‘money skills’ I teach after one has learned the emotional and spiritual skills about the energy of money. Amy’s circumstance is exactly why I teach, the way I do: unlearning first, then relearning emotional and Spiritual skills.  More over, Amy reads what I write-she’s commented on what I write and has not asked for help.

I asked Amy if she wanted help, she said, “That would be great!” Then I asked her to carefully consider why she had not asked for help long before what looked like to her the 11th hour. This was the ‘homework’ I assigned her.

As Amy pondered her homework question and gathered up the documentation necessary for me to assist her she became increasingly astonished at two things: help was in front of her all along, and it never occurred to her to ask for the help.

“I have a degree from MIT for Christ sake!” she exclaimed when we spoke the following day. “How is this possible?”

Amy is an excellent example of the self-inflicted suffering with-in the human condition: overly programmed to see the linear aspect of life. From birth, through your education (with rare exceptions) to your job-it is a progression of linear thought. In Amy’s case she was so busy complying with providing the requested paper: spread sheet on expense? No problem she is an excel wizard. Copy of bank statements? No problem she has them.

Spiritual Practice allows us to unhook and ask the question, “What is this for?” Amy is no different than any of us. Along the way of  indoctrination in linear thought, (request/comply) something dreadful happens-we think we are good discerners of cause and effect. We think if we comply with a request, there will be a certain specific effect. We falsely tie two data points together and are upset by the lack of desired result.


Amy and her partner Sam, thought their problem was a lay off, and they lacked enough money to pay the mortgage. Then when the mortgage was hard to pay on one salary, and they fell behind, they relied on the Bank to give them quality information about modifications and followed the banks directions on how to apply.

In their minds, cause was the layoff and effect was the hard to pay mortgage and resulting frustrations.

In reality, the cause was the limitations of their thinking. Sam had been getting ‘clues’ about his companies instability for a while. They even discussed Sam beginning to consult ‘on the side’-just in case. So here it was, the blessing from the Universe (and it never fails to bless) in the form of an idea, and because of the linear thinking (I don’t have time, I have a job, lets wait and see) it was dismissed. The Universe is so kind, it put more hints in front of Sam:  “you should start a consulting company,” said friend at a gathering. Sam’s response? Yes, you guessed it-back to the linear thinking-all the reasons why he couldn’t.

The truth does set you free-but it usually pisses you off first. Sam and Amy were no exceptions. Having done their homework, Amy and Sam were now willing students to see themselves and the situation differently.

In their case these were their action steps:

*Well-worded letter to the president of the bank listing the banks infractions against the new legislation. Sent to his private email address.

*A copy of their profile run in the software the law requires every lending institution that received TARP money to use in assessing modifications (banks keep this software a secret!) clearly demonstrating they qualify.

*Complaints to the three appropriate State and Government entities who over see the banks detailing the violations.

The result is a response from the Executive Resolution team of the bank, apologizing for the problem, overseeing the proper implementation of the modification, and termination of the foreclosure proceedings.

If you are thinking to yourself, that sounded way to easy. Then you are trapped in linear thinking. Your power in your life here in Earth School is dependent on one thing: being willing to evolve, and escape the limitations of your thinking. It’s the hardest thing I know to do.

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Thank You!



One Response to “Practical Application Working with the Energy of Money”

  1. Robbie Kaye Robbie Kaye says:

    This is brilliant Karen! It’s so easy to slide back into linear thinking…the general public is happy to support it! However, I realize for my own success, financial or otherwise, a shift in this thinking needs to occur and reading this is a great reminder and confirmation that the only limits are the ones we set for ourselves and truly, we are limitless and you’re so right, the universe is ready and willing to lend its blessings….one of which, is you. Thank you! Robbie

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